Debt Management Plans
Debt Management Plans serve the dual role of helping you repay your debts while helping creditors receive money owed to them. The certified counselor shall establish Debt Management Plans when appropriate and advantageous to both clients and creditors.
During the free initial assessment for a debt management plan a counselor will go over your income, expenses and debts to help you figure out your options and what option will suit you best. If you choose to go on to a debt management plan we send proposols to your creditors to have the interest rates reduced and eliminate any late or over-limit fees if they apply. Then we roll everything in to one payment you make to us and we disburse that payment each month to your creditors.
- Free Initial Assessment
- Lower Interest Rates
- Late/Overlimit Fees Waived
- Most Accounts Brought Current
- One Monthly Payment
- Low Fee
Get started today by completing the Debt Management Application Packet found on our Application Packets page.
Contact us today to make an appointment or for more information.